Maya & GoTyme Withdrawals at SUPERJILI (2026 Guide)
GCash is not your only fast lane. Maya and GoTyme both ride the same InstaPay rail, so payouts land at the same speed — the difference is the outbound fee. Here is how to use each at SUPERJILI.
Withdraw to Maya or GoTyme in 5 steps
As with GCash, your first payout needs one-time KYC on both the wallet and SUPERJILI. After that the flow is identical:
- Verify your Maya or GoTyme account (valid ID) and complete the SUPERJILI identity check once — reviewed within 24–48 hours.
- In the SUPERJILI cashier, choose Withdraw and select Maya or GoTyme as your method.
- Enter the peso amount, keeping within the InstaPay caps of ₱50,000 per transaction and ₱500,000 per day.
- Confirm and let SUPERJILI approve the payout; first-time or large cashouts may get a manual review.
- Receive the funds over InstaPay — usually minutes to about an hour, any day of the week.
Maya vs GoTyme: fees & timing
Speed is the same because both settle over InstaPay. The deciding factor is the wallet's outbound transfer fee.
| Wallet | Type | Payout speed | Outbound InstaPay fee | Notes |
|---|---|---|---|---|
| Maya | E-wallet | Minutes to ~1 hr | ~₱15 per transfer | Widely used; small per-transfer cost on Maya's side |
| GoTyme | Digital bank | Minutes to ~1 hr | Free | BSP-licensed; free InstaPay transfers make it cheapest |
Which one should you use?
- Cost-conscious and cashing out often: GoTyme's free InstaPay transfers make it the cheapest wallet over time.
- Already living in Maya: the ~₱15 fee is negligible on a large payout, so convenience can win.
- Either way, SUPERJILI adds no fee of its own and the money still lands within the same InstaPay window.
- Whichever you pick, the receiving account must be in your own name — third-party accounts are rejected under PAGCOR rules.
Frequently Asked Questions
Is Maya or GoTyme faster for withdrawals?
Neither is faster — both settle over the InstaPay rail in minutes to about an hour. The real difference is fees: GoTyme InstaPay transfers are free, while Maya charges about ₱15 per outbound transfer.
Do Maya and GoTyme have the same limits as GCash?
Yes. All three ride InstaPay, so the same ₱50,000-per-transaction and ₱500,000-per-day caps apply. Larger amounts should move via PESONet or a bank transfer.
Can I deposit with Maya or GoTyme too?
Yes. Both work for instant deposits over InstaPay or QRPh in Philippine pesos, and both require a KYC-verified account in your own name.